Don’t let summer storms spoil your fun

Summer may be the perfect time for setting off on a caravanning holiday, but we all know warmer weather can also bring sudden storms and heavy rains. With experts predicting a high likelihood of severe storms this season, CIL Insurance would like to remind you how to prepare for storms, hail or flooding now, and what to do if severe weather strikes while you’re on the road.

“We’d recommend checking that your insurance policy covers hail, flood and storm damage before hitting the road at any time, but particularly before a big summer trip. Large storms can cause significant damage, and it’s important to know what you’re covered for.” Micah Tuck, CIL Manager said.

Micah also advised checking the weather forecast before travelling. “If heavy storms are forecast, it might be best to either delay your trip or change your destination.”

Other things to think about before bad weather blows in:

• When your caravan is in storage or not in use, use a weather resistant cover.
• If you’re not using your awning, put it away; bad weather striking during the night can quickly damage it.
• Before night falls or if your site is going to be left unattended, ensure your belongings are inside the caravan or annexe.
• Make sure your annexe is securely grounded as it can lift off the ground in strong winds.

“If you’re caught in a severe storm, the first thing we would say is to follow all advice from emergency services, such as the S.E.S, and listen to the radio or watch the news for updates.” Micah said.

“Unless instructed by emergency services, stay put, and don’t attempt to travel during a storm or flooding. Ensure you and your family's safety before that of your possessions”

During a hail, flood or storm event, remember to:

• Close all doors and windows to keep things watertight.
• Stay away from overhanging trees and branches, especially during strong winds.
• Try to keep dry and warm.
• Cover any exposed areas, to prevent further damage.

If a cyclone warning is announced, you’ll need to take additional steps. Even a relatively small cyclone can destroy or heavily damage a caravan or trailer.

If a cyclone warning is announced:

• Evacuate the area, if local authorities tell you to do so. Always inform someone of your whereabouts.
• If you’re unable to leave, secure your caravan early. Use steel cables or 800kg breaking straps to tie it down.
• Place all loose items inside the van so they don’t become airborne hazards.
• Use a battery powered radio to stay up to date on official notices.
• Make sure you have a first aid kid and other essentials on hand.
• Find shelter. Do not attempt to wait the cyclone out in your caravan.

“After a storm or flood, check your caravan and contents for any damage, particularly around hatches, windows and behind curtains. If you find damage, call your insurance company to report it as soon as you can.” Micah said.

To help with processing any possible claims, take photographs of damages particularly if it’s something that needs to be disposed of, and keep receipts of any emergency costs like tarpaulins, minor repairs or temporary accommodation.

“When you’re able to set off again, keep in mind that weather events can cause road closures. Tune into local radio stations, as they can often provide information about any traffic-related issues.”