CIL specialist insurance – increased limits

At CIL Insurance, we continually review our policy features and levels of cover to ensure that we offer the broadest Caravan RV and contents protection. Whether you’re a CIL customer, or you’re considering your options, we thought you’d want to know about some recent increases to CIL’s caravan & motorhome cover features. These include:

Authorised Emergency Repairs - when your caravan or motorhome cannot be towed/driven after a collision or impact - limit increased from $500 to $1,000.

Accommodation Expenses - if your caravan or motorhome is not your usual home and you are more than 100kms from home, accommodation expenses have increased from $100 per day to $150 per day with a total limit now increased from $500 for caravan and $1,000 for motorhome, to $2,100.

Accommodation Expenses - if your caravan or motorhome is your usual home, and it cannot be towed or is not fit to stay in, accommodation expenses have increased from $100 per day to $150 per day with a total limit now increased from $2,000 for caravan and $3,000 for motorhome, to $4,500.

The Damaged food limit as a result of specific loss or damage to your caravan has increased from $300 to $500.

The Bicycle Content cover limit has been increased for caravan from $300 to $1,000.

When comparing insurance policies the old rule of thumb that ‘you get what you pay for’ may often apply. Because CIL is Australia’s leading Caravan and RV Insurance specialist and not a general insurer, we understand and provide cover for the specific types of risks you could face when travelling throughout Australia. CIL’s benefits include:

No additional excess for hail damage

Up to $5,000 to return your caravan home after a collision or impact or illness if more than 100km from home

Unexpired portion of paid registration paid to the owner following a total loss of your caravan or motorhome.

Up to $1,000 included contents cover associated with loss or damage to your caravan or motorhome –comprehensive should mean just that. At CIL we specify limits on a wide range of items.

Up to $1,000 included contents cover for the things that matter – and you can increase your contents cover over the automatic $1,000 and specify items on your insurance to meet your individual requirements. Here’s a list of some contents we provide cover for and their limits:

• Cameras $2,000
• Laptops and tablets $3,000
• Bicycles $1,000
• Fishing equipment $500
• Cash $200
• Jewellery & watches $2,000

Pay by the month premiums at no extra cost –that’s greater flexibility to suit your circumstances.

So if you have caravan or RV insurance with CIL, enjoy the extra benefits! If you haven’t, all the more reason to call CIL Insurance today and get an obligation free quote on 1800 112 481. Quotes are valid for 12 months.

Product Disclosure Statements (PDS) for the Secure™ Caravan Insurance policy and the Secure™ Motorhome Insurance policies are available from our website www.cilinsurance.com.au or by calling 1800 112 481. Read the PDS before buying this insurance and consider whether it is right for you. Insurance is issued by AAI Limited ABN 48 005 297 807 trading as CIL Insurance.