Caravan Insurance & RV Cover

We’ve looked after Australian caravan and RV owners since 1962. Find out why they keep coming back.

When you’re on the road, we’ve got you covered

Even well-planned trips can hit unexpected speed bumps. As Australia's leading RV and caravan insurance provider, we smooth out issues on the road so you can enjoy the great Aussie landscape.

Types of Caravan Insurance

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Caravan Insurance

Rest easy knowing that our Caravan Insurance covers you for all kinds of travel-related hiccups.

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Motorhome Insurance

With our Motorhome Insurance you’re covered for all sorts of things that can go wrong down the road.

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Camper Trailer Insurance

Make your adventure more relaxed with Camper Trailer Insurance that covers you every step of the way.

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Other RVs

Whatever RV you call home on the road, there’s a good chance it’s covered with our RV Insurance.

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Key Benefits of CIL Caravan Insurance

Specialist claims service

We're here to help lodge your claim 24 hours a day, every day of the year.

New vehicle replacement cover

New for old replacement after a total loss within 2 years of first registration. Ts & Cs apply.

Convenient weather cover

Grey skies won’t worry you when travelling with our hail, storm and flood cover.

Automatic contents cover

Belongings are important on the road, which is why we cover your contents up to $1,000.

More flexible payments

We take the fuss out of paying for insurance with with an optional monthly payment plan.

CIL Insurance - Safety Videos

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CIL Caravan Safety Tip - How Navigation Aids Make Travel Easier

Navigation aids in your tow vehicle such as satellite navigation or Google and Apple Maps can make your travels run more smoothly and safely, as well as having instant access to your ETA, you can also measure your distance, organise your next fuel stop and your next rest stop. So you can rest, revive and survive.

CIL Caravan Safety Tip - Campfire Safety

An open fire is a common sight across caravan and camping communities. However, there are some real risks associated with it. Everyone should take the necessary precautions and be aware of the rules and regulations of the park or camping ground. Ensure your fire is clear of flammable vegetation such as long grass and spinifex. Always observe the fire danger ratings and fire bans in your area.

CIL Caravan Safety Tip - Caravan Sway

Caravan sway is one of the most common causes of caravan accidents on the road and can be caused by poor weight distribution, uneven tyre pressure, poor suspension, side winds and entering slipstreams of heavy vehicles such as semi-trailers. Caravan sway can be prevented by packing your weight away from the axle, ensuring your tow ball weight is not too light, applying the appropriate air pressure to your tyres and reducing your speed in treacherous conditions.

CIL Caravan Safety Tip - Protecting Your Van from Storm Damage

To protect your van in the event of a storm or floods, make sure to pack down any annexes and antennas, whilst tying down and securing any loose items. Inside your van, unplug all electrical devices and place them in higher storage to avoid them getting wet, and switch off gas supplies. Lastly, make sure to keep an eye on all weather conditions in your area in case you have to move due to flooding.

CIL Caravan Safety Tip - Towing Lessons for Inexperienced Caravaners

Caravanning has been exploding in popularity in recent years, and with that comes a new wave of first-time caravanners. To equip yourself for yourself for your caravan or RV adventure, towing lessons will teach you pivotal skills you'll need while towing a van. Such as how to reverse into your caravan site.

CIL Caravan Safety Tip - Seeking Help from More Experienced Caravaners

When Google searches become misleading or confusing, it never hurts to ask for help from more experienced caravanners if they are in your immediate vicinity. Many caravan parks will have staff members dedicated to offering advise or getting you out of sticky situations. And many of the guests at these caravan parks will be happy to offer assistance as well.

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CIL Insurance - Travel and Adventure Destinations

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Tathra NSW - How To Videos - CIL Insurance

A tour of Tathra with The What's Up Down Under crew. It is a charming coastal town in New South Wales, known for its pristine beaches and stunning ocean views. The town is famous for the historic Tathra Wharf, which dates back to the 19th century and is a significant heritage site. Visitors can enjoy various activities including swimming, surfing, fishing, and bushwalking.

Daylesford VIC - How To Videos - CIL Insurance

A snapshot of Daylesford, a picturesque town located in Victoria, with the What's Up Down Under crew. Nestled in the scenic Macedon Ranges, Daylesford offers a tranquil escape with its charming mix of historic buildings, boutique shops, and art galleries. The town is famous for its spa retreats and health resorts, making it a popular destination for relaxation and rejuvenation.

Narooma NSW - How To Videos - CIL Insurance

A tour of Narooma, a picturesque coastal town located on the South Coast of New South Wales, Australia. Renowned for its stunning turquoise waters, pristine beaches, and scenic landscapes, the BIG4 East Caravan Park is ideally located for various activities, including swimming, fishing, kayaking, and whale watching.

Burra SA - How To Videos - CIL Insurance

A snapshot of Burra, a historic town located in the mid-north region of South Australia, with the What's Up Down Under crew. Known for its rich mining heritage, Burra played a significant role in Australia's copper industry during the 19th century. The town is home to well-preserved heritage sites, including the Burra Mine, the Miner's Dugouts, and a collection of historic buildings that reflect its prosperous past.

Airlie Beach QLD - How To Videos - CIL Insurance

Macca' from What's Up Down Under takes us on a tour of Airlie Beach, located in Queensland, with local G'Day Park Manager Chris Bakker. A vibrant coastal town is known for its stunning natural beauty and laid-back atmosphere. It is the gateway to the Whitsunday Islands and the Great Barrier Reef, making it a popular destination for tourists seeking adventure and relaxation. The town features a lively marina, a picturesque beachfront lagoon, and a variety of dining and entertainment options.

Port Vincent SA - How To Videos - CIL Insurance

The What's Up Down Under crew takes us on a tour of Port Vincent, a coastal town on the eastern coast of the Yorke Peninsula in South Australia. With the Port Vincent Foreshore Caravan Park as their base, this sheltered bay with clear, calm waters is a popular boating, fishing, and water sports destination. A memorable experience was a trip to the oyster farms with the local oyster team

Scarborough QLD - How To Videos - CIL Insurance

Macca' from What's Up Down Under takes us on a tour of Scarborough, a picturesque seaside suburb on the Queensland Redcliffe Peninsula. Renowned for its beautiful beaches, scenic waterfront, and vibrant marina, Scarborough offers a delightful coastal lifestyle. The area is perfect for swimming, fishing, boating, and picnicking. In addition, Macca takes us to Redcliffe, the home of international stars the Bee Gees and a museum that displays their amazing history.

Beechworth VIC - How To Videos - CIL Insurance

A tour of Beechworth, a historic town in Victoria renowned for its well-preserved gold rush heritage. Nestled in the foothills of the Australian Alps, Beechworth boasts beautifully maintained 19th-century architecture, charming streetscapes, and a wealth of historic sites. Visitors can explore the Beechworth Historic and Cultural Precinct, which includes the old Beechworth Gaol, the courthouse, and several museums. The town is also famous for its vibrant food and wine scene, artisanal bakeries, cafes, and wineries.

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We make Caravan Insurance simple

Reporting a claim

Unexpected hurdles can disrupt even the most solid travel plans. We’re here to get you back on the road sooner with our nationwide network of expert repairers and claims assessors.

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CIL Campsite

Campsite is perfect for anyone interested in the caravanning and RV lifestyle. It includes directories, things to see and do, product information, and even travel and towing tips.

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Give us a call

Our friendly call centre staff are happy to help!

Call 1800 112 481

Repairer Network

CIL’s preferred repairers are included in the AAI repairer network. Search the network to find out AAI’s relevant interests.

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Caravan Insurance FAQs

You’re not legally required to have insurance for your caravan, but it can be useful if you have an accident or your contents are stolen from your caravan.

No – if you get into an accident while towing your caravan, your car insurance will only cover your car.

Caravan Insurance policies automatically cover hail damage.

Refer to the PDS to find out everything covered by CIL Caravan Insurance. Alternatively, learn what your policy might look like by taking a moment to get a Caravan Insurance quote.

You’re not legally required to insure your caravan, but Caravan Insurance can be a useful way for caravan owners to prepare for unexpected incidents.